5 Major Steps to Take After a Minor Car Accident
If you have had a minor car accident, it may often be referred to as a fender bender. This is when you have a crash, and nobody gets injured.
While the situation could be a lot worse, a minor car accident is still serious, and you should treat it as such. You will need to report the incident to the police, and you will have to deal with your insurance company.
When you have a minor car crash, it can be hard to know what you should do. You may be in a state of shock or panic. So, what should you do when you are in a fender bender?
In this article, we’ll talk you through the five steps that you should take after having a minor car accident.
- Make Sure Nobody Is Hurt
The first thing that you should do is to check that everyone is safe and uninjured. Just because you are not hurt, it doesn’t mean that nobody else will be. Check the other car and make sure no pedestrians have been affected.
Pay particular attention to the head, back, neck, and legs. Call 911 if anyone has been injured.
Some minor car accident injuries may be slow to materialize. You may be in shock, and this might override any pain. You should get checked out by a doctor at the earliest opportunity.
- Exchange Details With the Other Driver
If you need to move your vehicles to somewhere safer, do so. Once you have done this, exchange details with the other driver.
You may feel the accident was your fault, and you may want to apologize to the other driver. Refrain from doing this.
- Call the Police
After an auto accident, you should always contact the police. The police may come and assess the scene of the accident.
Your insurer will want to know any reference numbers from the police, and contacting the police will lower insurance fraud risk.
- Take Photos
Take photos of both vehicles and make as many notes about the accident as possible. You will need to provide your insurance company with the information, and you may even need to hire a car accident lawyer. This information will be valuable in either case.
- Call Your Insurance Company
Call your insurance company as soon after the accident as possible. Do this while the incident is still fresh in your thoughts.
Whether you were at fault in the accident or not, you must report the accident to your insurer.
Have You Been in a Minor Car Accident?
If you have been in a minor car accident, try your best to stay as calm as possible. Gather up information, take photos, and exchange details with the other driver. Following this, contact the police and your insurer and get yourself checked out to ensure that you have no hidden injuries.
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